Auto Insurance in Panama City Beach & Lynn Haven

Why is car insurance so important in Florida?

Even the best drivers can be liable for things beyond their control. That's why all Florida drivers must protect fellow motorists by having liability insurance. As a driver, you might not be able to avoid hydroplaning on a slick road, but you can be the good guy and make sure you protect other drivers, by maintaining proper liability insurance. Also, having the right insurance will help you avoid fines as the state of Florida has mandatory requirements for all registered motor vehicles to carry liability insurance.

Which Auto Insurance is the Best in Florida?


Suppose you're shopping around for car insurance and weighing all your choices to make sense of all the possible coverages. In that case, Jessica Lyng Insurance is ready to help make sense of all those possibilities. As an independent insurance agency in Panama City Beach and Lynn Haven, FL, we partner with numerous car insurance carriers and can do the shopping around for you! We offer various car insurance coverages for Florida drivers of all ages and risk levels. 


We'll work with you to find the coverages that best suit your individual circumstances and needs. We'll remain ever mindful of your budget and strive to meet all your insurance needs in a timely, professional way.


white sub compact SUV park next to a river

Standard & Non-Standard Car Insurance

At Florida, we write standard and non-standard car insurance policies alike. What is a standard car insurance policy? Standard car insurance covers "preferred" and "super preferred" drivers. This group includes:

  • Older motorists

  • Motorists with driving records indicating maturity behind the wheel

  • Motorists with few or no tickets and/or car accidents

At Jessica Lyng Insurance, we understand that accidents happen, and that's why we offer coverage for higher-risk, non-standard drivers, too. This group includes:

  • New and/or younger drivers

  • SR22 drivers

  • Motorists whose driving record indicates insufficient experience or maturity

  • Motorists with several accidents and/or tickets

Your Car Insurance Agency for Multiple Coverage Types

In addition to standard and non-standard car insurance, at Jessica Lyng Insurance, we also offer coverage for:

  • Classic cars

  • RVs

  • Motorcycles

  • Boats & Watercraft

Why Should You Choose Jessica Lyng For Your Auto Insurance Coverage?


You never know when a car accident will happen or when you'll be involved in one. It's critical to secure the right car insurance coverage for your car, truck, SUV, or van before an accident happens. The independent agents at Jessica Lyng Insurance attend to every detail of every policy they write—the big ones, the little ones, and every detail in between. 


At Jessica Lyng Insurance, we believe a properly-written car insurance policy should be understandable and easy to comprehend. Our independent Florida insurance agents write each policy with that philosophy in mind. 


However, if you don't understand something, ask us. We're here to answer all your questions and to provide all the information you need to make informed decisions about car insurance in Panama City Beach and Lynn Haven, FL. Our agents won't finalize any policy until they are confident everything is crystal clear.

For a Free Car Insurance Quote -
Contact Jessica Lyng Insurance


At Jessica Lyng Insurance, we are passionate about proper car insurance coverage. We believe that our professional responsibilities are not to a corporation, but for our clients. We don't work for the insurance industry. We work for you!


Jessica Lyng Insurance offers free, comparative quotes on personal car insurance from multiple insurance carriers, assuring you of the best possible rate. Want to see how much we can save you on car insurance? For a free online car insurance quote, please fill out our online quote form on our contact page! Or call Jessica Lyng Insurance today at (850) 265-6088!

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